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LIGHTING THE PATH TO YOUR FINANCIAL journey.

LONG-TERM CARE

Long-term care (LTC) is any personal assistance you need to maintain your quality of life as you get older.

Some people think that long-term care only covers nursing home expenses. In fact, half of all long-term care services are provided in the home.  Long-term care coverage was developed to help offset the cost of these services. We offer long-term care insurance coverage as part of a life insurance policy*, either as rider or a linked benefit.

These solutions can  provide protection against long-term care costs and the ability to leave a legacy if these benefits are not needed. Our underwriters evaluate your past and current health situation so our financial team can then help you make the right move towards health-care considerations.

 

*Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any other affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

SCHEDULE AN ASSESSMENT

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What our customers are saying

We had great communication with both John (Financial adviser) and Jennifer (Agent). They were both very professional and always available if we had any questions. By the end of the process my wife and I felt like we gained two new friends. I would highly recommend you check out their services if you are in need of financial advice.
Patrick T caraway
Patrick T caraway
17:29 26 Aug 20

225 Franciscan Square, Suite C
Steubenville, OH 43952
(740) 792-4151

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Securities and Investment Advisory Services offered through The Leaders Group, Inc. Securities Dealer, Member FINRA/SIPC; TLG Advisors, Inc. Registered Investment Advisor; 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120. 303-797-9080. This is not an offer to sell or a solicitation to buy in any state the representative is not securities registered and insurance licensed in. Illumination Financial and The Leaders Group, Inc. are not affiliated.
This material is not a recommendation to buy, sell, hold, or rollover any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. Investors should work with their financial professional to discuss their specific situation.
Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Company, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation, member FINRA. Annuities that involve investment risk may lose value. The Nationwide Retirement Institute is a division of NISC. Nationwide Funds distributed by Nationwide Fund Distributors, LLC, member FINRA, Columbus, OH. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation, and Nationwide Fund Distributors are separate but affiliated companies.
The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. It also includes trust programs and trust services offered by Nationwide Trust Company, FSB a division of Nationwide Bank®.
Nationwide, the Nationwide N and Eagle, The Nationwide Retirement Institute, Nationwide is on your side and Nationwide Funds Group are service marks of Nationwide Mutual Insurance Company. Let’s Face it Together is a service mark of Nationwide Life Insurance Company.
®2018 Nationwide Mutual Insurance Company and affiliated companies.
FEW-0626AO (10/2018)