Strategically employed insurance policies can actually create opportunities for long term growth as well as income throughout your retirement.
By utilizing insurance as part of your financial plan, the policy becomes more than just death benefit protection. In considering your insurance needs, we also reflect upon life changing moments such as marriage, children or a job promotion.
We discuss how topics as market volatility and additional premium investments can affect your policy. Factors such as personal objectives, time horizon and risk tolerance are balanced with any associated costs before investing.
Our recommendations are chosen based upon the complete picture to include the costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses and additional charges for riders that customize a policy to fit your individual needs. Because this investment type is meant as a long -term solution, we take Care to ensure the customized strategy is designed suited to your long-term vision.
Properly incorporated, insurance coverage doesn’t just protect your life, it protects your lifestyle.